Get a Instant zero balance Saving Account in just 3 Min. Open a Savings Account in kotak 811?

Kotak Mandira Bank is the best Zero Balance Instant Saving Account. just 3-4 Minutes, only giving your Aadhar and PAN Number, without visiting Bank's Branch Office; you can open a O Balance Saving Account while sitting at your Home. Below 60 Seconds, The Bank will provide your A/C Number, IFS Code, MICR Code and a Virtual Debit Card, which you can use for Online Transaction, UPI Payments and all types of Business Transaction such as IMPS, RTG etc. 

Hello friends, In this Blog, I will give you a complete information about instant Zero Balance Digital Saving Account in Kotak Mahindra Bank, How to open,Feature, Benefits etc. There are many features, benefits and low charges in Kotak Mahindra Bank; The main features opening a bank account in Kotak 811, is you can get a interest rate up to 7% Annually. So, let's get started. 

Kotak Bank Zero Balance Instant Digital Saving Account

Kotak Mahindra Bank or Kotak 811 is a Private sector Financial bank, whose aims to open a Saving account, in just 3 minutes and gives Account Holder's informations such as - ATM Card, Account Number, IFS Code etc, instantly.   

Kotak Mahindra Bank
Bank Name	Kotak Mahindra Bank
Account Type	Saving Account
Limit Balance to be Maintain	Zero Balance
Account Name	Digital Saving Account
Interest Rate	7% Annually
Facilities	Internet banking, Mobile banking, UPI payments, Virtual Debit Card etc.
Application Process	Online Mode
Documents Required	PAN and Aadhar Card
Physical ATM Card Price	Rs. 299 /-
Eligibility	Citizen of India above 18 years.
Security	100% Secure Digital Saving Account

8 key benefits of Kotak 811 Zero balance Saving Account 

There are many benefits, of opening and having a Saving Account in kotak 811. In my opinion, Kotak Mahindra Bank is the best bank account compared to other bank account. Below are the 8 key benefits of Zero Balance Digital Saving Account. 

1.  Instantly, you can open your Saving Account, just in 3 Minutes, and the Bank would provide your account number, IFS Code, MICR Code, Virtual Debit Card etc, just 60 second. 
2. Only, PAN and Aadhar Card required, and No any other documents, are except above required. 
3. You can also open a Saving Account in Kotak 811; if you does not, have your Registered- Mobile Number linked with your Aadhar Card. 
4. In Kotak 811, Charges are not very high and you can get interest upto 7% Annually. 
5. The charges are only on your ATM Cash- Withdrawal, Rs. 8.50  Per Transaction after a limit. 
6. Easily, you can compete your KYC. There are many option to complete KYC without Visiting Branch. 
7. Instantly Free of Cost, you can get a Virtual Debit Card without paying any Fee. 
8. All facilities such as- Internet Banking, Mobile Banking, UPI Payments, Fund Transfer, etc. Are available. You can also access your Kotak 811's Bank Account, almost all payments Application like- Google Pay, Phone Pe, Paytm etc. 

Interest Rate and Charges in Kotak Mahindra Bank 

There are limits Charges of Kotak Mahindra bank's Account. That's Why it is a best Zero balance Digital Saving account with many features. The interest rate and charges, of Kotak 811 Digital Saving Account are written below.  

Interest and Charges Rate
Opening Fee	Free of Cost
Virtual Debit Card	lifetime Free
Features	UPI Banking, Internet Banking, Mobile Banking and all fund transfers available.
Physical Debit Card	Rs. 299 / Per Year
Average Balance Maintain	Rs. 0 Balance
Interest Rate	7% Annual
ATM Withdrawal	Rs. 8.50 for both Financial and Non-Financial Transaction using Other’s Bank ATM Only after a Limit.

Eligibility criteria & Document required for Kotak 811 Bank 

There are not more than Criteria to be fullfill to get a Digital Saving  Account in Kotak Mahindra Bank. In addition above, just two documents are required to be seed to get a Digital Saving account in Kotak 811. The Eligibility Criteria and Document required to open a Saving Account are written below in bullet. 

• You must citizen of India. Any other country's Citizen are not allowed to get Saving Acount in Kotak Mahindra Bank.
• Your age should, be 18 years or  more than 18. Minor are below 18 are not applicable.  
• You must have original PAN card and Aadhar card. 
• To get your account information Instantly; you should have your register mobile number of your Aadhar card. 

Features of Digital Saving Account in Kotak 811 

There are many features of Kotak 811 Balance Digital Saving Account. Without any Charges, You can also apply for credit Credit Card against fixed Deposit of Rs 4000/ 1 year Only. The main feature is you can get a lifetime free Debit Card, which you can easily access it anywhere and anytime. Instantly, you can get your Account number, IFS Code, MICR Code etc. Just you have to seed your PAN and Aadhar Card only. Internet banking, Mobile banking, UPI Payments, Fund Transfer are available with no Bank's Charges. 

How to open a Zero Balance Digital Saving Account in Kotak 811? 

As you know, Instantly you can open, a Digital Saving Account, in kotak Mahindra Bank. So, steps given below to open a Saving Account; kindly follow all the steps, to get the benefits of Kotak 811. 

1. Visit, the official website of Kotak Mahindra Bank, or Click here.  Type your mobile number, Email ID, PIN code of your communication area, and click on 'Submit' button 
2. A One-Time Password has been send to your Mail Address. Type it where required, and then Click on 'Verify' button. 
3. Now, you have to seed, your PAN and Aadhar Card Number. Type it, and Double-check before Submitting. 
4. A Tab would Opened, Showing your  name, as per your PAN Card. Once Again, Click on 'Verify' Button. 
5. A 5-digit OTP has been send to the Registered-Mobile number of your Aadhar card. Type it, and click on 'submit'button 
6. After Clicking on submit button,  Enter your Nominee Details, Father's Name, mother's Maidan Name, Communication Address, Permanent Address etc. Then, click on 'Submit' button. 
7. Congratulation, You have Successfully Opened a Bank account in Kotak 811. As you can, see your A/C Number, IFS Code, MICR Code etc. 
8. One more Steps is left, that is to complete your KYC; to get access to your Virtual Debit Card. Click on 'KYC Fullfill' Button to complete your KYC. 
9. Upload your original PAN Card, Aadhar Card, Photo, signature on clicking 'take photo' button 
10. After uploading all the required Documents;On of the bank's Agent will connect you and ask you to show the required documents; i.e, The Documents which you have uploaded. 
11. Successfully, you have completed all the steps; Now, you can also access your Virtual Debit Card. 

Frequently Asked Questions (FAQ) 

1. What is the Interest Rate in Kotak 811? 

In kotak Mahindra Bank, you can get the Interest Rate upto 7% Annually. Which will easily credited into your Account, after a Financial Year. 

     2. Can I open a Kotak 811 Account without having register mobile number of my Aadhar? 

Yes, you can open a Saving account in Kotak Mahindra Bank. After sending your pAn and Adhar Number; A new Tab will display, where you have to gives OTO of your Aadhar card.  below, they would be a option, named 'Verify Later'. Click on it, to proceed without OTP Verification of UIDAI. 

       3. How Can I view my Kotak Bank virtual Debit Card? 

Open the mobile Banking App of Kotak 811. Login using your Mobile- PIN. Below, of your Balance Section, click on Saving Account, and then Click, Virtual Debit Card to get access of your Card. 

     

    4.  What are the Documents Required to open Saving Account in Kotak 811? 

If you are, interested to have a Saving Account in Kotak 811. Just you need a PAN and Aadhar Card. 

   5. Can I get Instantly Bank Account with A/C Number, ATM Card, IFS Code ? 

Yes, you can open a Zero Balance Saving Account in Kotak 811. Just you need a PAn and Aadhar Card.